Terms of Service

Please read these Terms of Service carefully before using invseos.com. By accessing or using our website, you agree to be bound by these terms. If you do not agree to any part of these terms, you may not use the website.

1. About invseos

invseos.com is a free educational website that provides general information about exchange-traded funds (ETFs) and index funds. The website is operated by invseos and is available at the domain invseos.com. All content is provided strictly for informational and educational purposes.

2. No Financial Advice

Nothing on invseos.com constitutes or should be construed as financial advice, investment advice, trading advice, or any other kind of professional advice. The content published on this website is for general informational and educational purposes only.

We strongly recommend that you consult a qualified, regulated financial adviser before making any investment decision. The information on this website does not take account of your individual financial situation, objectives, or risk tolerance.

Past performance data referenced on this website is not an indication of future results. All investments involve risk, including the possible loss of the capital invested.

3. Eligibility

By using this website, you represent that you are at least 18 years of age and capable of entering into a legally binding agreement. You may use the website only in accordance with these Terms and applicable law.

4. Permitted Use

You may access and use invseos.com for personal, non-commercial, and lawful purposes. You may share links to pages on our website. You may print or download content for your personal reference.

You must not:

• Reproduce, republish, or redistribute our content for commercial purposes without prior written permission
• Modify or create derivative works based on our content without attribution and permission
• Attempt to gain unauthorised access to any part of our website or server infrastructure
• Use automated tools (scrapers, crawlers, bots) to extract content at scale without our permission
• Use the website in a way that could damage, disable, or impair its functioning
• Use the website to transmit any unlawful, offensive, or harmful content

5. Intellectual Property

All content on invseos.com — including text, graphics, logos, and design — is owned by or licensed to invseos and is protected by applicable copyright and intellectual property laws. Nothing in these Terms grants you any rights in the content beyond the limited right to view it for personal, non-commercial use.

Third-party images used on this website are sourced under appropriate licences (including Unsplash and similar open-licence platforms) and remain the intellectual property of their respective owners.

6. Third-Party Links

Our website may contain links to third-party websites for informational purposes. These links do not imply endorsement, and we are not responsible for the content, accuracy, or practices of any linked site. Accessing third-party websites is at your own risk.

7. Accuracy of Information

We make reasonable efforts to ensure that the information on invseos.com is accurate, up to date, and clearly presented. However, we make no warranties or representations, express or implied, as to the completeness, accuracy, or timeliness of the information. Financial markets, regulations, and product details change frequently, and content may not always reflect the most current developments.

If you notice an inaccuracy on our website, we encourage you to contact us at info@invseos.com.

8. Disclaimer of Warranties

invseos.com is provided on an "as is" and "as available" basis without warranties of any kind, either express or implied. To the fullest extent permitted by applicable law, we disclaim all warranties, including but not limited to implied warranties of merchantability, fitness for a particular purpose, and non-infringement.

We do not warrant that the website will be uninterrupted, error-free, or free from viruses or other harmful components.

9. Limitation of Liability

To the fullest extent permitted by applicable law, invseos and its operators shall not be liable for any indirect, incidental, special, consequential, or punitive damages arising from your use of or inability to use the website or its content, including any financial losses resulting from reliance on content published on this website.

10. No Paid Services

invseos does not offer any paid services, subscriptions, or premium content. All educational content on this website is provided free of charge. We do not accept payments from users and do not store any payment information.

11. Privacy

Your use of invseos.com is also governed by our Privacy Policy, which is incorporated into these Terms by reference. By using this website, you consent to the data practices described in the Privacy Policy.

12. Changes to These Terms

We reserve the right to update these Terms of Service at any time. When we make changes, we will update the "Last updated" date at the top of this page. Continued use of the website following any changes constitutes your acceptance of the revised terms. We encourage you to review these terms periodically.

13. Governing Law

These Terms of Service shall be governed by and construed in accordance with applicable law. Any disputes arising in connection with these terms shall be subject to the jurisdiction of the relevant courts.

14. Contact

If you have any questions about these Terms of Service, please contact us at info@invseos.com or via our contact form.